Insurance & Benefits

Results: 12

• Blue/Gold Star Flags (1)
  TF-2150.1000

  Blue/Gold Star Flags

  TF-2150.1000
  
  Programs, often offered by veteran service organizations, that provide Blue Star Service Flags to honor those serving in the armed forces. The flags are given to the immediate families of active duty military personnel and may be displayed at their homes along with an American flag. When a family member is lost in battle, the Blue Star Flag may be replaced by a Gold Star Banner.
• Health Insurance Information/Counseling (4)
  LH-3500

  Health Insurance Information/Counseling

  LH-3500
  
  Programs that offer information and guidance for people who need assistance in selecting appropriate health insurance coverage and which may also answer questions about health insurance benefits and help people complete insurance forms.
• Health Insurance/Dental Coverage (1)
  LH-3000

  Health Insurance/Dental Coverage

  LH-3000
  
  Organizations that issue insurance policies which reimburse policy holders for all or a portion of the cost of hospital, medical or dental care or lost income arising from an illness or injury.
• Insurance Claims Assistance (1)
  FT-3900.3300

  Insurance Claims Assistance

  FT-3900.3300
  
  Programs that provide a variety of supportive services for individuals who need assistance in completing, filing and/or appealing decisions with regard to insurance claims and/or for organizations that need assistance in benefits administration.
• Medicaid (1)
  NL-5000.5000

  Medicaid

  NL-5000.5000
  
  A combined federal and state program administered by the state that provides medical benefits for individuals and families with limited incomes who fit into an eligibility group that is recognized by federal and state law. Each state sets its own guidelines regarding eligibility and services within parameters established at the federal level. Many people are covered by Medicaid, though within these groups, certain additional requirements must be met. Eligibility factors include people's age, whether they are pregnant, have a disability, are blind, or aged; their income and resources (like bank accounts, real property or other items that can be sold for cash); and whether they are U.S. citizens or lawfully admitted immigrants. Families who are receiving benefits through TANF and individuals who receive SSI as aged, blind and disabled are categorically eligible groups. The rules for counting a person's income and resources vary from state to state and from group to group. There are special rules for those who live in nursing homes, for people served under the Medicaid Waiver program, for people served by Program of All-Inclusive Care for the Elderly (PACE) programs and for children with disabilities living at home. Medicaid makes payments directly to a person's health care provider; and some recipients may be asked to pay a small part of the cost (co-payment) for some medical services. Most states have additional "state-only" programs to provide medical assistance for specified low-income persons who do not qualify for the Medicaid program.
• Medical Expense Assistance (2)
  LH-5100

  Medical Expense Assistance

  LH-5100
  
  Programs that pay the health care expenses of people who are unable to obtain necessary care without assistance. Medical expense assistance programs may have age, income, disability, need or other eligibility requirements.
• Medicare (1)
  NS-8000.5000

  Medicare

  NS-8000.5000
  
  A federally funded health insurance program administered by the Centers for Medicare & Medicaid Services (CMS) under the U.S. Department of Health and Human Services for people age 65 and older; for individuals with disabilities younger than age 65 who have received or been determined eligible for Social Security Disability benefits for at least 24 consecutive months; and for insured workers and their dependents who have end stage renal disease and need dialysis or a kidney transplant. As with ESRD, the 24-month waiting period is waived for disability beneficiaries diagnosed with Amyotrophic Lateral Sclerosis (ALS, also called Lou Gehrig's disease). Premiums, deductibles and co-payments or out-of-pocket costs apply to Medicare coverage for most people. Special programs that assist with paying some or all of these costs are available for low income individuals who qualify. Medicare has four parts, but not every Medicare beneficiary has every part. Medicare Part A (Hospital Insurance) covers inpatient hospital stays, care in a skilled nursing facility, hospice care and home health care that meets the program eligibility criteria. Medicare Part B (Medical Insurance) covers services from doctors and other health care providers, outpatient care, home health care, durable medical equipment, preventive services and more. Together, Medicare Part A and Part B are called Original Medicare. Medicare Part C enables private insurance companies to offer Medicare Advantage (MA) Plans under contract with CMS that provide all Part A and Part B benefits to plan enrollees. Medicare Advantage Plans include Health Maintenance Organizations, Preferred Provider Organizations, Private Fee-for-Service Plans, Special Needs Plans and Medicare Medical Savings Account Plans. Some plans offer extra benefits and services that aren't covered by Original Medicare, sometimes for an extra cost; and most (but not all) include Medicare prescription drug coverage. Medicare Part D (Medicare prescription drug coverage) is an optional benefit that helps beneficiaries cover the cost of prescription drugs. The plans are offered by insurance companies and other private companies approved by Medicare and add prescription drug coverage to Original Medicare, some Medicare Private-Fee-for-Service Plans and Medicare Medical Savings Account Plans.
• Moving Services (1)
  BH-5000

  Moving Services

  BH-5000
  
  Programs that provide assistance for people who are moving from one residence to another or who are moving their homes from one location to another.
• Pension Benefits Assistance (2)
  FT-1000.6500

  Pension Benefits Assistance

  FT-1000.6500
  
  Programs that provide information, education, advocacy and/or other forms or legal assistance for people who are experiencing difficulties understanding or collecting their retirement benefits or who have other complaints about the terms or administration of their public or private pension plan or fund.
• Veteran Benefits Assistance (54)
  FT-1000.9000

  Veteran Benefits Assistance

  FT-1000.9000
  
  Programs that provide assistance for veterans who are having difficulty understanding and/or obtaining the full benefits and services to which they are entitled by law based on service to their country. The programs may help veterans understand the eligibility criteria for benefits, the benefits provided by the program, the payment process and the rights of beneficiaries; provide consultation and advice; help them complete benefits application forms; negotiate on their behalf with U.S. Department of Veterans Affairs staff; and/or represent them in administrative processes or judicial litigation. Included are Veteran Services Officers (VSOs) who are trained and accredited by the Veteran's Administration (VA) and can be found in offices specific to each state, the county courthouse, the local VA office and local veteran's rights organizations; as well as legal aid programs that offer more formalized legal assistance.
• Veteran/Military Health Insurance (4)
  NS-8000.9000

  Veteran/Military Health Insurance

  NS-8000.9000
  
  Programs administered by the Department of Defense (DoD) Health Affairs Office or the U.S. Department of Veterans Affairs that provide health benefits coverage for eligible military personnel, eligible veterans and eligible dependents.
• WIC (3)
  NL-6000.9500

  WIC

  NL-6000.9500
  
  A public health nutrition program administered by the USDA Food and Nutrition Service that provides nutrition education, nutritious foods, breastfeeding support and health care referrals for income-eligible pregnant or postpartum women, infants and children up to age five. Foster parents, grandparents, guardians and single fathers who have custody of their children may also be eligible to receive food assistance for children up to age five if they meet income guidelines. WIC provides specific foods to supplement the dietary needs of participants to ensure good health and development. Food packages typically include iron-fortified infant cereal, milk, cheese, eggs, whole grains, peanut butter, beans, fruits, vegetables and juice. Families can shop for WIC foods at most grocery stores using a WIC electronic transfer benefit (EBT) card or vouchers.